:root{--navy:#061d2d;--navy-2:#09263a;--ink:#0a2337;--muted:#60707e;--amber:#f4b547;--amber-light:#ffc85f;--paper:#fffdfa;--line:#dfe5e8;--serif:"DM Sans", sans-serif;--sans:"Manrope", sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;color:var(--ink);background:var(--paper);font-family:var(--sans);-webkit-font-smoothing:antialiased}button,a,select{font:inherit}button{cursor:pointer}a{color:inherit;text-decoration:none}:where(a,button,select,summary):focus-visible{outline:3px solid var(--amber-light);outline-offset:4px}[data-hash-focus]:focus{outline:3px solid var(--amber-light);outline-offset:6px;border-radius:2px}:where(#toolkit,#roadmap,#why,#shortlist-review,#sample){scroll-margin-top:28px}.skip-link{position:fixed;left:18px;top:12px;z-index:20;transform:translateY(-140%);background:#fff;color:var(--ink);padding:10px 14px;border-radius:4px;font-size:12px;font-weight:800}.skip-link:focus{transform:translateY(0)}.site-header{height:72px;padding:0 clamp(22px,5vw,84px);display:flex;align-items:center;justify-content:space-between;gap:24px;color:#fff;background:var(--navy);position:relative;z-index:3}.brand{display:inline-flex;align-items:center;gap:10px;font-family:var(--serif);font-size:14px;font-weight:800;letter-spacing:-.04em;white-space:nowrap}.brand img{height:31px;width:31px;border-radius:50%;object-fit:cover}nav{display:flex;align-items:center;justify-content:center;gap:28px;font-size:12px;font-weight:700}nav a,nav button,.footer-links button{background:none;border:0;color:inherit;padding:0}nav a:hover,nav button:hover,.footer-links a:hover,.footer-links button:hover{color:var(--amber-light)}.header-cta,.primary-button{border:0;background:var(--amber);color:#142432;display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:5px;min-height:47px;padding:0 20px;font-size:13px;font-weight:800;box-shadow:0 8px 17px #06131f29;transition:transform .18s ease,background .18s ease}.header-cta{min-height:38px;padding:0 14px;font-size:11px}.mobile-review-cta,.header-cta-short{display:none}.primary-button:hover,.header-cta:hover{background:var(--amber-light);transform:translateY(-2px)}.primary-button.small{min-height:40px;font-size:12px;padding:0 14px;width:100%}.hero{min-height:555px;color:#fff;background:var(--navy)}.hero,.closing-cta,.calculator-hero,.checklist-hero,.review-hero{position:relative;isolation:isolate;overflow:hidden}.hero-backdrop{position:absolute;top:0;right:0;bottom:0;left:0;z-index:-2;width:100%;height:100%;display:block;pointer-events:none}.hero-backdrop img{width:100%;height:100%;display:block;object-fit:cover;object-position:center}.hero:after,.closing-cta:after,.calculator-hero:after,.checklist-hero:after,.review-hero:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:-1;pointer-events:none}.hero:after{background:linear-gradient(90deg,#061d2d 0%,#07263d 34%,rgb(7 30 47 / .27) 58%,transparent 78%)}.hero-inner{max-width:1320px;margin:0 auto;padding:99px clamp(24px,6vw,82px) 70px;min-height:555px;display:flex;align-items:center}.hero-copy{max-width:590px}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--serif);letter-spacing:-.055em}h1{font-size:clamp(42px,5vw,69px);line-height:.99;margin-bottom:22px}.hero-copy>p{max-width:510px;color:#f0f5f7;line-height:1.55;font-size:16px;margin-bottom:26px}.hero-actions{display:flex;flex-direction:column;align-items:flex-start;gap:14px}.hero-secondary-link{color:#fff;border-bottom:1px solid rgb(255 255 255 / .42);font-size:12px;font-weight:750;padding-bottom:3px}.hero-secondary-link:hover{color:var(--amber-light);border-color:var(--amber-light)}.hero-assurances{display:flex;flex-wrap:wrap;gap:22px;margin-top:31px;font-size:11px;font-weight:700;color:#edf4f7}.hero-assurances span{display:flex;align-items:center;gap:7px}.hero-assurances svg{color:var(--amber)}.toolkit-ribbon{max-width:1180px;margin:-1px auto 0;min-height:254px;padding:28px 44px 24px;display:grid;grid-template-columns:230px 1fr 205px;align-items:center;gap:34px;background:var(--navy);color:#fff;border:1px solid rgb(244 181 71 / .72);border-radius:10px;box-shadow:0 18px 38px #081e2c2e;position:relative;z-index:2}.toolkit-ribbon img{width:100%;max-height:192px;object-fit:contain}.overline{color:#c6d2da;margin-bottom:8px;font-size:10px;letter-spacing:.13em;font-weight:800}.overline.amber{color:var(--amber)}.roadmap-section .overline.amber,.why-section .overline.amber,.faq-section .overline.amber,.review-process .overline.amber,.review-scope .overline.amber,.review-policy .overline.amber,.review-thanks .overline.amber{color:#8a5700}.toolkit-ribbon h2{font-size:30px;margin-bottom:9px}.toolkit-ribbon p:not(.overline){color:#d8e4e8;font-size:14px;margin-bottom:12px}.tick-list{padding:0;list-style:none;margin:19px 0 26px;display:grid;gap:11px;font-size:13px}.tick-list li{display:flex;align-items:center;gap:8px}.tick-list svg{color:var(--amber);flex:0 0 auto}.tick-list.compact{gap:7px;margin:0;font-size:12px}.ribbon-buy{border-left:1px solid rgb(255 255 255 / .2);padding-left:25px;display:flex;flex-direction:column;align-items:flex-start}.ribbon-buy strong{color:var(--amber);font-family:var(--serif);font-size:31px;line-height:1;letter-spacing:-.045em}.ribbon-buy>span{color:#d8e4e8;font-size:10px;margin:4px 0 14px}.ribbon-buy small{color:#bdd0d9;font-size:11px;line-height:1.45;display:flex;align-items:center;gap:4px;margin-top:9px}.ribbon-buy .outline-button.small{width:100%;min-height:40px;padding:9px 12px;justify-content:center;text-align:center}.deferred-toolkit{margin:82px auto}.roadmap-section{padding:102px 24px 98px;text-align:center}.roadmap-section h2,.guide-section h2,.why-section h2,.shortlist-section h2,.faq-section h2,.closing-cta h2{font-size:clamp(31px,4vw,48px);line-height:1.04;margin-bottom:12px}.section-intro{color:var(--muted);font-size:15px}.roadmap-grid{margin:58px auto 68px;padding:0;max-width:1160px;list-style:none;display:grid;grid-template-columns:repeat(5,1fr);gap:0}.roadmap-grid li{position:relative;padding:0 16px}.roadmap-grid li:not(:last-child):after{content:"";position:absolute;width:calc(100% - 71px);height:1px;right:calc(-50% + 35px);top:43px;background:#d8dfe3}.step-number{display:grid;place-items:center;width:21px;height:21px;margin:0 auto -10px;border-radius:999px;background:var(--ink);color:#fff;font-size:10px;font-weight:800;position:relative;z-index:1}.step-icon{display:grid;place-items:center;width:86px;height:86px;border-radius:50%;border:1px solid #dce3e7;color:var(--ink);background:#fff;margin:0 auto 17px}.roadmap-grid h3{font-size:18px;margin-bottom:7px}.roadmap-grid p{color:var(--muted);font-size:12px;line-height:1.55;margin:0 auto;max-width:170px}.roadmap-picker{max-width:875px;margin:0 auto;padding:32px 36px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;gap:34px;grid-template-columns:1.05fr .95fr;align-items:center;text-align:left}.roadmap-picker h3{font-size:26px;margin-bottom:9px}.roadmap-picker p:not(.overline){color:var(--muted);line-height:1.55;font-size:13px;margin-bottom:0}.picker-control label{display:block;font-size:11px;font-weight:800;margin-bottom:7px}.select-wrap{position:relative}.select-wrap select{width:100%;-webkit-appearance:none;-moz-appearance:none;appearance:none;border:1px solid #c7d1d6;background:#fff;border-radius:4px;padding:13px 40px 13px 13px;color:var(--ink);font-size:13px}.select-wrap svg{position:absolute;right:13px;top:13px;pointer-events:none}.picker-result{margin-top:11px;padding:11px 13px;border-left:3px solid var(--amber);background:#fff8e8;color:#4b5c67}.picker-result p{margin:0 0 8px!important}.picker-result a{display:inline-flex;align-items:center;gap:5px;color:#7b510d;font-size:12px;font-weight:800}.guide-section{background:var(--navy);color:#fff;min-height:500px;display:grid;grid-template-columns:minmax(300px,470px) minmax(0,1fr);align-items:center;overflow:hidden}.guide-copy{padding:72px clamp(24px,7vw,125px);max-width:600px}.guide-copy>p:not(.overline){color:#cfdee5;font-size:15px;line-height:1.6;max-width:365px}.guide-visual{width:100%;height:100%;min-height:500px;display:block}.guide-visual img{width:100%;height:100%;display:block;object-fit:cover;object-position:center}.outline-button{border:1px solid var(--amber);color:var(--amber-light);background:transparent;padding:12px 15px;border-radius:4px;font-size:12px;font-weight:800;display:inline-flex;align-items:center;gap:8px}.outline-button:hover{background:#f4b5471f}.why-section{display:grid;grid-template-columns:1fr 1fr;max-width:1120px;margin:0 auto;padding:92px 32px;gap:110px}.why-content p:not(.overline){color:var(--muted);line-height:1.65;max-width:490px}.why-points{display:grid;gap:25px;align-content:center}.why-points>div{display:flex;gap:16px;align-items:flex-start}.why-points svg{color:var(--amber);margin-top:2px}.why-points span{color:var(--muted);font-size:13px;line-height:1.5}.why-points strong{display:block;color:var(--ink);font-family:var(--serif);font-size:16px;margin-bottom:3px}.shortlist-section{background:var(--navy-2);color:#fff;padding:74px clamp(24px,7vw,126px);display:grid;grid-template-columns:minmax(0,1fr) minmax(390px,520px);gap:clamp(48px,8vw,120px);align-items:center}.shortlist-intro{max-width:570px}.shortlist-intro>p:not(.overline){color:#cfdee5;line-height:1.68;font-size:15px;max-width:540px;margin-bottom:0}.shortlist-learn-link{display:inline-flex;align-items:center;gap:7px;margin-top:20px;color:var(--amber-light);font-size:12px;font-weight:800;border-bottom:1px solid rgb(244 181 71 / .45);padding-bottom:3px}.shortlist-learn-link:hover{border-color:var(--amber-light)}.offer-panel{border:1px solid rgb(244 181 71 / .72);border-radius:9px;padding:31px 34px;background:#061d2dc7;box-shadow:0 19px 45px #0003}.offer-price{display:flex;align-items:baseline;gap:10px;margin-bottom:9px}.offer-price strong{color:var(--amber);font-family:var(--serif);font-size:47px;line-height:1;letter-spacing:-.06em}.offer-price span{color:#d8e4e8;font-size:12px;font-weight:700}.offer-panel>p{color:#d9e4e9;font-size:13px;line-height:1.6;margin-bottom:18px}.offer-panel .tick-list{margin:0 0 23px;color:#eef4f6}.offer-button{min-height:44px;padding:0 16px;border-radius:5px;display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--amber);color:#142432;font-size:12px;font-weight:800;transition:transform .18s ease,background .18s ease}.offer-button:hover{background:var(--amber-light);transform:translateY(-2px)}.offer-panel small{display:block;margin-top:15px;color:#c1d0d7;font-size:11px;line-height:1.55;max-width:430px}.faq-section{background:#f5f7f7;padding:82px 24px 94px;text-align:center}.faq-section h2{max-width:630px;margin-inline:auto}.faq-grid{max-width:900px;margin:42px auto 0;text-align:left;display:grid;grid-template-columns:1fr 1fr;gap:13px}details{background:#fff;border:1px solid #e0e6e9;border-radius:5px;padding:0 17px}summary{list-style:none;padding:17px 25px 17px 0;font-family:var(--serif);font-size:15px;font-weight:700;cursor:pointer;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:0;top:14px;color:#bd7f15;font-size:20px;font-family:var(--sans)}details[open] summary:after{content:"−"}details p{color:var(--muted);font-size:13px;line-height:1.6;margin:0 0 17px}.closing-cta{color:#fff;min-height:185px;background:var(--navy);padding:42px clamp(24px,7vw,126px);display:flex;align-items:center;justify-content:space-between;gap:30px}.closing-cta:after{background:linear-gradient(90deg,#061d2df5,#061d2dab)}.closing-cta h2{font-size:31px;margin-bottom:7px}.closing-cta p{color:#cddce2;font-size:14px;margin:0}footer{min-height:172px;background:var(--navy);color:#fff;padding:37px clamp(24px,7vw,126px);display:grid;grid-template-columns:1.2fr 1.1fr 1.1fr 1.1fr 1.9fr;gap:20px;align-items:start}footer>p{color:#c5d4db;font-size:11px;line-height:1.6;max-width:210px;margin:0}.footer-links{display:grid;gap:8px;font-size:11px;color:#d7e2e7}footer small{font-size:11px;line-height:1.6;color:#aebfc8}.analytics-consent{position:fixed;z-index:30;left:50%;bottom:12px;width:min(680px,calc(100% - 28px));transform:translate(-50%);display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 16px;color:#fff;background:var(--navy);border:1px solid rgb(244 181 71 / .75);border-radius:8px;box-shadow:0 18px 50px #0000004d}.analytics-consent strong{display:block;margin-bottom:3px;font-family:var(--serif);font-size:13px}.analytics-consent p{max-width:455px;margin:0;color:#d2dfe5;font-size:10px;line-height:1.45}.analytics-consent p a{color:var(--amber-light);text-decoration:underline;text-underline-offset:3px}.analytics-consent-actions{display:flex;flex:0 0 auto;gap:8px}.analytics-consent-actions button{min-height:38px;padding:0 13px;border:1px solid var(--amber);border-radius:4px;background:var(--amber);color:#142432;font-size:11px;font-weight:800}.analytics-consent-actions .analytics-decline{color:#fff;background:transparent;border-color:#ffffff6b}.calculator-teaser{max-width:1120px;margin:-25px auto 90px;padding:48px 52px;display:grid;grid-template-columns:minmax(0,1fr) minmax(390px,.9fr);gap:65px;align-items:center;border:1px solid #d9e1e4;border-radius:10px;background:#f4f7f7;box-shadow:0 18px 44px #061d2d12}.calculator-teaser h2{max-width:540px;margin-bottom:13px;font-size:clamp(32px,4vw,48px);line-height:1.02}.calculator-teaser-copy>p:not(.overline){max-width:570px;margin-bottom:24px;color:var(--muted);font-size:14px;line-height:1.7}.cost-gap-preview{padding:28px;border:1px solid rgb(244 181 71 / .7);border-radius:9px;color:#fff;background:var(--navy);box-shadow:0 20px 40px #061d2d2e}.cost-gap-preview>div{display:flex;align-items:center;gap:13px;padding:13px 14px;border:1px solid rgb(255 255 255 / .12);border-radius:5px;background:#ffffff0b}.cost-gap-preview svg{color:var(--amber);flex:0 0 auto}.cost-gap-preview span{display:flex;flex-direction:column;gap:2px;font-family:var(--serif);font-size:15px;font-weight:800}.cost-gap-preview small{color:#9fb2bc;font-family:var(--sans);font-size:8px;letter-spacing:.12em}.cost-gap-preview .cost-plus{display:block;margin:5px 0;color:var(--amber);font-size:15px;text-align:center}.cost-gap-preview>strong{display:block;margin-top:15px;padding-top:17px;border-top:1px solid rgb(244 181 71 / .55);color:var(--amber-light);font-family:var(--serif);font-size:21px;text-align:center}.calculator-page{background:#f3f6f6}.calculator-hero{min-height:465px;padding:82px clamp(24px,7vw,126px) 112px;display:flex;align-items:center;color:#fff;background:var(--navy)}.calculator-hero:after{background:linear-gradient(90deg,#061d2dfa,#061d2dc9 62%,#061d2d80)}.calculator-hero>.hero-backdrop img{object-position:center 58%}.calculator-hero>div{width:min(780px,100%)}.calculator-hero h1{max-width:770px;margin-bottom:20px;font-size:clamp(45px,5.3vw,72px)}.calculator-hero>div>p:not(.overline){max-width:670px;margin-bottom:27px;color:#dce7ec;font-size:16px;line-height:1.65}.calculator-assurances{display:flex;flex-wrap:wrap;gap:20px;color:#d8e4e9;font-size:11px;font-weight:700}.calculator-assurances span{display:flex;align-items:center;gap:7px}.calculator-assurances svg{color:var(--amber)}.calculator-workspace{width:min(1320px,calc(100% - 40px));margin:-62px auto 92px;display:grid;grid-template-columns:minmax(0,1.07fr) minmax(390px,.93fr);align-items:start;gap:28px;position:relative;z-index:2}.calculator-form,.calculator-results{border-radius:10px;box-shadow:0 24px 60px #061d2d21}.calculator-form{padding:42px 44px 38px;border:1px solid #dbe3e6;background:#fff}.calculator-form-heading h2{margin-bottom:10px;font-size:clamp(30px,3.3vw,43px);line-height:1.05}.calculator-form-heading>p:not(.overline){max-width:650px;margin-bottom:0;color:var(--muted);font-size:13px;line-height:1.65}.calculator-form-heading .example-scenario-note{width:fit-content;margin-top:14px;padding:9px 11px;display:flex;align-items:center;gap:7px;border-radius:4px;color:#684a18;background:#fff6e3;font-size:10px;font-weight:800}.calculator-form fieldset{min-width:0;margin:37px 0 0;padding:31px 0 0;border:0;border-top:1px solid var(--line)}.calculator-form legend{padding:0 15px 0 0;color:var(--ink);font-family:var(--serif);font-size:18px;font-weight:800;letter-spacing:-.035em}.calculator-form legend span{display:inline-grid;place-items:center;width:27px;height:27px;margin-right:8px;border-radius:50%;color:#fff;background:var(--navy);font-family:var(--sans);font-size:11px}.cost-field-grid{margin-top:24px;display:grid;grid-template-columns:1fr 1fr;gap:23px 18px}.cost-field label{display:block;margin-bottom:7px;color:#263e4e;font-size:11px;font-weight:800}.cost-input-wrap{min-height:47px;display:flex;align-items:center;gap:7px;padding:0 12px;border:1px solid #c7d2d7;border-radius:5px;background:#fff;transition:border .16s ease,box-shadow .16s ease}.cost-input-wrap:focus-within{border-color:#bd7f15;box-shadow:0 0 0 3px #f4b5472b}.cost-input-wrap span{flex:0 0 auto;color:#6c7e88;font-size:11px;font-weight:750}.cost-input-wrap input{width:100%;min-width:0;padding:11px 0;border:0;outline:0;color:var(--ink);background:transparent;font-family:var(--serif);font-size:16px;font-weight:800}.cost-input-wrap:has(input[aria-invalid=true]){border-color:#af3f36;box-shadow:0 0 0 3px #af3f361a}.cost-field>small{display:block;margin-top:6px;color:#71818a;font-size:9px;line-height:1.5}.fee-treatment{margin-top:24px;padding:16px 17px;display:flex;flex-wrap:wrap;align-items:center;gap:11px 18px;border:1px solid #d9e1e4;border-radius:5px;background:#f7f9f9}.fee-treatment>span{width:100%;color:#263e4e;font-size:10px;font-weight:800}.fee-treatment label{display:flex;align-items:center;gap:7px;color:#526671;font-size:10px;font-weight:750}.fee-treatment input{width:17px;height:17px;accent-color:#9a640b}.calculator-errors{margin-top:27px;padding:16px 18px;border-left:4px solid #af3f36;color:#6f2924;background:#fff0ee;font-size:12px;line-height:1.55}.calculator-errors ul{margin:7px 0 0;padding-left:18px}.calculator-form-actions{margin-top:30px;display:flex;align-items:center;gap:19px}.calculator-reset{padding:8px 0;border:0;border-bottom:1px solid #9cabb2;color:#506570;background:transparent;font-size:11px;font-weight:800}.calculator-reset:hover{color:var(--ink);border-color:var(--ink)}.calculator-results{min-height:650px;padding:38px;color:#fff;background:var(--navy);position:sticky;top:18px;outline:0}.calculator-results:focus-visible{outline:3px solid var(--amber-light);outline-offset:4px}.calculator-placeholder{min-height:570px;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}.calculator-placeholder>svg{margin-bottom:28px;color:var(--amber)}.calculator-placeholder h2{max-width:430px;margin-bottom:14px;font-size:clamp(31px,3.2vw,44px);line-height:1.04}.calculator-placeholder>p:not(.overline){max-width:440px;color:#c9d8df;font-size:13px;line-height:1.7}.placeholder-equation{width:100%;margin-top:24px;display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:7px}.placeholder-equation span{padding:10px 8px;border:1px solid rgb(255 255 255 / .15);border-radius:4px;color:#dbe5e9;background:#ffffff0a;font-size:9px;font-weight:800;text-align:center}.placeholder-equation b{color:var(--amber)}.calculated-result>h2{margin:0 0 10px;color:var(--amber-light);font-size:clamp(44px,5vw,64px);line-height:1}.calculated-result>h2 span{margin-left:7px;color:#d0dce2;font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:0}.result-explanation{margin-bottom:21px;color:#d3dfe4;font-size:12px;line-height:1.65}.payment-gap{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:13px;padding:18px;border:1px solid rgb(244 181 71 / .52);border-radius:6px;background:#ffffff0b}.payment-gap>span{color:var(--amber);font-size:18px;font-weight:800}.payment-gap div{display:flex;flex-direction:column;gap:5px}.payment-gap div span{color:#aebfc8;font-size:9px;font-weight:750}.payment-gap strong{font-family:var(--serif);font-size:22px}.result-metrics{margin:22px 0;display:grid;grid-template-columns:1fr 1fr;gap:10px}.result-metrics>div{min-height:105px;padding:15px;border:1px solid rgb(255 255 255 / .12);border-radius:5px;background:#ffffff09}.result-metrics span{display:block;margin-bottom:6px;color:#b6c7cf;font-size:9px;font-weight:750}.result-metrics strong{display:block;color:#fff;font-family:var(--serif);font-size:22px}.result-metrics small{display:block;margin-top:5px;color:#8fa5af;font-size:8px;line-height:1.4}.monthly-breakdown{margin:0;padding:17px 0;border-top:1px solid rgb(255 255 255 / .14);border-bottom:1px solid rgb(255 255 255 / .14)}.monthly-breakdown div{display:flex;justify-content:space-between;gap:20px;padding:5px 0;color:#c9d7dd;font-size:10px}.monthly-breakdown dd{margin:0;color:#fff;font-weight:800}.missing-cost-warning{margin:16px 0 0;padding:12px 13px;display:flex;align-items:flex-start;gap:9px;border-radius:4px;color:#ffdf9f;background:#f4b5471f;font-size:10px;line-height:1.5}.missing-cost-warning svg{flex:0 0 auto}.result-actions{margin-top:24px;display:flex;flex-direction:column;align-items:flex-start;gap:15px}.result-actions .primary-button{width:100%}.result-actions .text-link{align-self:center}.calculator-disclaimer{display:block;margin-top:24px;color:#aebfc8;font-size:10px;line-height:1.6}.calculator-explainer{padding:88px clamp(24px,7vw,126px) 98px;background:#fff;text-align:center}.calculator-explainer>h2{margin-bottom:42px;font-size:clamp(32px,4vw,48px)}.calculator-explainer-grid{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:left}.calculator-explainer article{min-height:215px;padding:29px;border:1px solid var(--line);background:#fff;box-shadow:0 14px 34px #061d2d0d}.calculator-explainer article svg{margin-bottom:23px;color:#bd7f15}.calculator-explainer h3{margin-bottom:9px;font-size:20px}.calculator-explainer article p{margin-bottom:0;color:var(--muted);font-size:12px;line-height:1.65}.calculator-faq{padding:86px clamp(24px,7vw,126px) 94px;display:grid;grid-template-columns:minmax(280px,.82fr) minmax(420px,1.18fr);gap:80px;align-items:start;background:#f3f6f6}.calculator-faq>div:first-child{max-width:500px}.calculator-faq h2{margin-bottom:15px;font-size:clamp(31px,4vw,46px);line-height:1.05}.calculator-faq>div:first-child>p:not(.overline){color:var(--muted);font-size:13px;line-height:1.7}.calculator-faq details{margin-bottom:11px}.checklist-page{background:var(--paper)}.checklist-hero{min-height:555px;padding:92px clamp(24px,7vw,126px);display:flex;align-items:center;color:#fff;background:var(--navy)}.checklist-hero:after{background:linear-gradient(90deg,#061d2dfa,#061d2dcc 62%,#061d2d85)}.checklist-hero>div{width:min(760px,100%)}.checklist-hero h1{max-width:730px;margin-bottom:20px;font-size:clamp(46px,5.4vw,72px)}.checklist-hero>div>p:not(.overline){max-width:660px;color:#dce7ec;font-size:16px;line-height:1.65}.checklist-hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:19px;margin-top:28px}.checklist-assurances{display:flex;flex-wrap:wrap;gap:20px;margin-top:29px;color:#d8e4e9;font-size:11px;font-weight:700}.checklist-assurances span{display:flex;align-items:center;gap:7px}.checklist-assurances svg{color:var(--amber)}.checklist-preview{padding:92px clamp(24px,5vw,80px) 102px;text-align:center}.checklist-section-heading{max-width:770px;margin:0 auto}.checklist-section-heading h2,.checklist-handoff h2,.checklist-next-step h2{font-size:clamp(31px,4vw,48px);line-height:1.06}.checklist-section-heading>p:not(.overline){color:var(--muted);font-size:14px;line-height:1.7}.checklist-preview ol{max-width:1240px;margin:54px auto 0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:14px;list-style:none;text-align:left}.checklist-preview li{position:relative;min-height:255px;padding:31px 24px 25px;border:1px solid var(--line);border-top:4px solid var(--navy);background:#fff;box-shadow:0 14px 34px #061d2d0e}.checklist-preview li svg{margin-bottom:24px;color:#bd7f15}.checklist-preview h3{margin-bottom:9px;font-size:18px}.checklist-preview li p{margin-bottom:0;color:var(--muted);font-size:11px;line-height:1.65}.checklist-step-number{position:absolute;right:18px;top:17px;display:grid;place-items:center;width:27px;height:27px;border-radius:50%;color:#fff;background:var(--navy);font-size:10px;font-weight:800}.checklist-handoff{padding:86px clamp(24px,7vw,126px);display:grid;grid-template-columns:minmax(0,1.12fr) minmax(360px,.88fr);gap:clamp(52px,8vw,115px);align-items:center;color:#fff;background:var(--navy)}.checklist-handoff>div{max-width:680px}.checklist-handoff>div>p:not(.overline){color:#cfdee5;font-size:14px;line-height:1.7}.checklist-handoff .tick-list{margin-bottom:0;color:#eef4f6}.checklist-form-card{padding:34px;border:1px solid rgb(244 181 71 / .74);border-radius:10px;background:#ffffff0e;box-shadow:0 24px 60px #00000038}.checklist-form-card>svg{margin-bottom:22px;color:var(--amber)}.checklist-form-card h3{margin-bottom:10px;font-size:27px}.checklist-form-card>p{color:#cbdbe2;font-size:13px;line-height:1.65}.checklist-form-card small{display:block;margin-top:14px;color:#b9cbd3;font-size:10px;line-height:1.55}.checklist-form-card small a{color:var(--amber-light);text-decoration:underline;text-underline-offset:3px}.checklist-decision-bridge{max-width:720px;margin-top:20px;padding:17px;border:1px solid rgb(244 181 71 / .54);border-radius:8px;background:#ffffff12;box-shadow:0 16px 34px #00000026}.checklist-decision-status{margin:0 0 6px;display:flex;align-items:center;gap:7px;color:var(--amber-light);font-size:11px;font-weight:850}.checklist-decision-status svg{flex:0 0 auto}.checklist-decision-bridge>p:not(.checklist-decision-status){margin:0 0 13px;color:#d7e3e8;font-size:11px;line-height:1.55}.checklist-decision-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.checklist-form-card .checklist-decision-options{grid-template-columns:1fr}.checklist-decision-option{min-height:69px;padding:11px 12px;display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:9px;border:1px solid rgb(255 255 255 / .16);border-radius:6px;color:#fff;background:#061d2d7a;transition:border-color .18s ease,background .18s ease,transform .18s ease}.checklist-decision-option:hover{border-color:#f4b547bf;background:#061d2db8;transform:translateY(-1px)}.checklist-decision-option:focus-visible{outline:3px solid var(--amber-light);outline-offset:3px}.checklist-decision-option>svg{flex:0 0 auto;color:var(--amber)}.checklist-decision-option span{min-width:0}.checklist-decision-option strong,.checklist-decision-option small{display:block}.checklist-decision-option strong{margin-bottom:3px;font-family:var(--serif);font-size:12px;line-height:1.25}.checklist-decision-option small{margin:0;color:#b9cbd3;font-size:9px;font-weight:700;line-height:1.35}.checklist-email-option{margin-top:22px;padding-top:20px;border-top:1px solid rgb(255 255 255 / .2)}.checklist-email-option strong{display:block;margin-bottom:7px;color:#fff;font-family:var(--serif);font-size:16px}.checklist-email-option p{margin:0 0 12px;color:#cbdbe2;font-size:11px;line-height:1.6}.checklist-email-link{display:inline-flex;align-items:center;gap:7px;color:var(--amber-light);font-size:11px;font-weight:800;text-decoration:underline;text-underline-offset:4px}.checklist-next-step{padding:82px clamp(24px,7vw,126px);display:grid;grid-template-columns:1fr 1fr;gap:20px;background:#f3f6f6}.checklist-next-step>div{padding:34px;border:1px solid var(--line);background:#fff}.checklist-next-step h2{max-width:520px;margin-bottom:13px;font-size:clamp(27px,3.2vw,39px)}.checklist-next-step>div>p:not(.overline){max-width:550px;margin-bottom:24px;color:var(--muted);font-size:13px;line-height:1.7}.checklist-next-step .outline-button{color:#7a4e00}.checklist-contact{min-height:92px;padding:26px 24px;display:flex;align-items:center;justify-content:center;gap:10px;color:#dce7ec;background:var(--navy-2);font-size:12px}.checklist-contact svg{color:var(--amber)}.checklist-contact p{margin:0}.checklist-contact a{color:var(--amber-light);font-weight:800;border-bottom:1px solid rgb(244 181 71 / .45)}@media(max-width:1000px){.checklist-preview ol{grid-template-columns:repeat(2,1fr);max-width:760px}.checklist-preview li:last-child{grid-column:1/-1;width:calc(50% - 7px);justify-self:center}}@media(max-width:880px){.checklist-handoff,.checklist-next-step{grid-template-columns:1fr}.checklist-form-card{max-width:620px}}@media(max-width:580px){.checklist-hero{min-height:570px;padding:68px 20px}.checklist-hero h1{font-size:43px}.checklist-hero>div>p:not(.overline){font-size:14px}.checklist-hero-actions{align-items:flex-start;flex-direction:column}.checklist-assurances{display:grid;gap:10px}.checklist-preview{padding:68px 20px}.checklist-preview ol{grid-template-columns:1fr}.checklist-preview li,.checklist-preview li:last-child{width:100%;min-height:0;grid-column:auto}.checklist-handoff{padding:66px 20px}.checklist-form-card{padding:27px 22px}.checklist-decision-options{grid-template-columns:1fr}.checklist-decision-option{min-height:64px}.checklist-next-step{padding:60px 14px}.checklist-next-step>div{padding:27px 22px}.checklist-next-step .outline-button{width:100%;justify-content:center;text-align:center}.checklist-contact{align-items:flex-start;padding:25px 20px}}.review-page{background:var(--paper)}.checkout-sandbox-banner{max-width:1120px;margin:20px auto;padding:14px 18px;display:flex;align-items:center;gap:13px;border:1px solid #d49a2f;border-radius:8px;color:#5d410f;background:#fff5dc;box-shadow:0 10px 24px #5b3d0814}.checkout-sandbox-banner svg{flex:0 0 auto;color:#9a6506}.checkout-sandbox-banner strong{display:block;margin-bottom:2px;font-family:var(--serif);font-size:15px}.checkout-sandbox-banner span{display:block;font-size:12px;line-height:1.5}.review-hero{min-height:610px;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.85fr);gap:clamp(50px,8vw,118px);align-items:center;padding:88px clamp(24px,7vw,126px);color:#fff;background:var(--navy)}.review-hero:after{background:linear-gradient(90deg,#061d2dfa,#061d2dc7)}.review-hero-copy{max-width:710px}.review-hero h1{max-width:710px;font-size:clamp(43px,5vw,68px)}.review-hero-copy>p:not(.overline){max-width:650px;color:#dce7ec;font-size:16px;line-height:1.65}.review-hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:19px;margin-top:27px}.review-primary-button{min-height:52px}.text-link{color:var(--amber-light);font-size:12px;font-weight:800;border-bottom:1px solid rgb(244 181 71 / .55);padding-bottom:3px}.review-reassurances{display:flex;flex-wrap:wrap;gap:19px;margin-top:29px;color:#d5e2e8;font-size:11px;font-weight:700}.review-reassurances span{display:flex;align-items:center;gap:7px}.review-reassurances svg{color:var(--amber)}.review-offer-card{padding:34px;border-radius:10px;border:1px solid rgb(244 181 71 / .75);background:#061d2de6;box-shadow:0 24px 60px #00000047}.review-offer-card h2{font-size:21px;margin:25px 0 14px}.review-offer-card .tick-list{margin:0 0 25px;color:#eef4f6}.review-offer-card>small{display:block;margin-top:13px;color:#c3d2d9;font-size:11px;line-height:1.55}.review-contact-link{margin-top:13px;display:inline-flex;align-items:center;gap:7px;color:var(--amber-light);font-size:10px;font-weight:800;line-height:1.5;border-bottom:1px solid rgb(244 181 71 / .35)}.review-contact-link svg{flex:0 0 auto}.review-capacity{color:#cddce3;font-size:12px;margin:6px 0 0}.full-width{width:100%}.review-process{padding:88px 24px;text-align:center}.review-process>h2,.review-sample h2,.review-scope h2,.review-policy h2,.review-final-cta h2{font-size:clamp(31px,4vw,48px);line-height:1.06}.review-process>h2{max-width:760px;margin:0 auto}.review-process ol{max-width:1040px;list-style:none;margin:54px auto 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:left}.review-process li{position:relative;min-height:240px;padding:32px 30px;border:1px solid var(--line);background:#fff;box-shadow:0 14px 34px #061d2d0f}.review-process li svg{color:#bd7f15;margin-bottom:21px}.review-step-number{position:absolute;right:23px;top:22px;display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--navy);color:#fff;font-size:11px;font-weight:800}.review-process h3{font-size:20px;margin-bottom:9px}.review-process li p{color:var(--muted);font-size:13px;line-height:1.65}.review-sample{padding:90px clamp(24px,7vw,126px);background:var(--navy);color:#fff}.review-section-heading{max-width:760px}.review-section-heading>p:not(.overline){max-width:700px;color:#cbdbe2;line-height:1.65}.review-sample-actions{margin-top:18px;display:flex;align-items:center;flex-wrap:wrap;gap:12px}.sample-request-button{min-height:47px;padding-inline:19px}.sample-report-proof{max-width:1040px;margin:42px 0 0;display:grid;grid-template-columns:minmax(250px,.72fr) minmax(0,1.28fr);overflow:hidden;border:1px solid rgb(244 181 71 / .7);border-radius:10px;background:#ffffff0e;box-shadow:0 24px 60px #00000029}.sample-report-cover{position:relative;min-height:360px;padding:28px;display:flex;flex-direction:column;color:var(--navy);background:#f7f5f0;box-shadow:18px 0 35px #00000029}.sample-report-cover:before{content:"";position:absolute;inset:0 0 auto;height:9px;background:var(--navy);border-bottom:3px solid var(--amber)}.sample-report-brand{display:flex;align-items:center;gap:9px;margin:5px 0 48px;font-size:9px;font-weight:900;letter-spacing:.08em}.sample-report-brand img{width:29px;height:29px}.sample-report-cover>p{margin:0 0 9px;color:#bd7f15;font-size:8px;font-weight:900;letter-spacing:.09em}.sample-report-cover>strong{max-width:230px;font-family:var(--serif);font-size:34px;line-height:1.03}.sample-report-cover>span{max-width:240px;margin-top:13px;color:#526773;font-size:10px;line-height:1.5}.sample-report-cover>div:last-child{margin-top:auto;padding:16px;border:1px solid var(--amber);background:#fff}.sample-report-cover>div:last-child small{display:block;color:#bd7f15;font-size:7px;font-weight:900;letter-spacing:.08em}.sample-report-cover>div:last-child b{display:block;margin-top:5px;font-family:var(--serif);font-size:23px}.sample-report-copy{align-self:center;padding:35px clamp(28px,4vw,54px)}.sample-report-copy h3{max-width:520px;margin:0 0 19px;font-size:clamp(26px,3vw,39px);line-height:1.08}.sample-report-copy .tick-list{margin:0 0 25px;color:#dce7eb}.sample-report-copy .tick-list li{margin-bottom:10px}.sample-evidence-method{margin:0 0 18px;padding:13px 15px;display:flex;align-items:flex-start;gap:12px;border:1px solid rgb(244 181 71 / .42);border-radius:6px;background:#0000001f}.sample-evidence-method>svg{flex:0 0 auto;margin-top:2px;color:var(--amber-light)}.sample-evidence-method strong{display:block;color:#fff;font-size:11px;line-height:1.4}.sample-evidence-method p{margin:4px 0 0;color:#cbdbe2;font-size:10px;line-height:1.5}.sample-report-copy>small{display:block;max-width:480px;margin-top:15px;color:#aebfc8;font-size:10px;line-height:1.5}.sample-report-button{min-height:47px;padding:0 19px;display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:4px;color:var(--navy);background:var(--amber-light);font-size:11px;font-weight:900;box-shadow:0 10px 24px #00000029}.sample-report-button:hover{background:#ffd47d;transform:translateY(-1px)}.sample-table-wrap{margin-top:40px;overflow-x:auto;border:1px solid rgb(244 181 71 / .55);border-radius:8px}.sample-table-wrap:focus-visible{outline:3px solid var(--amber-light);outline-offset:4px}.sample-table-wrap table{width:100%;min-width:760px;border-collapse:collapse;background:#ffffff0a}.sample-table-wrap caption{padding:13px 17px;text-align:left;color:#b8c9d1;font-size:11px}.sample-table-wrap th,.sample-table-wrap td{border-top:1px solid rgb(255 255 255 / .13);border-right:1px solid rgb(255 255 255 / .1);padding:16px 17px;text-align:left;font-size:12px;line-height:1.5}.sample-table-wrap th{color:#fff;font-family:var(--serif)}.sample-table-wrap thead th{color:var(--amber-light);background:#0000001c}.sample-table-wrap tbody td{color:#dce7eb}.table-scroll-note{display:none;margin:11px 0 0;color:#bfcfd7;font-size:11px}.review-scope{max-width:1120px;margin:0 auto;padding:92px 30px;display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}.review-scope>div:first-child>p:not(.overline){color:var(--muted);line-height:1.65}.scope-columns{display:grid;grid-template-columns:1fr 1fr;gap:18px}.scope-columns>div{padding:26px;border:1px solid var(--line);background:#fff}.scope-columns h3{display:flex;align-items:center;gap:9px;font-size:18px}.scope-columns h3 svg{color:#bd7f15}.scope-columns ul{padding-left:19px;color:var(--muted);font-size:12px;line-height:1.75}.review-policy{padding:65px clamp(24px,7vw,126px);display:grid;grid-template-columns:.7fr 1.3fr;gap:70px;align-items:center;background:#f3f6f6}.review-policy h2{margin-bottom:0}.review-policy>p{margin:0;color:#506471;font-size:14px;line-height:1.75}.review-final-cta{padding:68px clamp(24px,7vw,126px);display:flex;align-items:center;justify-content:space-between;gap:35px;color:#fff;background:var(--navy-2)}.review-final-cta h2{max-width:700px;font-size:36px;margin-bottom:9px}.review-final-cta p{color:#c8d8df;margin-bottom:0}.review-thanks{min-height:620px;padding:110px 24px;text-align:center;display:flex;flex-direction:column;align-items:center;background:#f5f7f7}.review-thanks>svg{color:#bd7f15;margin-bottom:22px}.review-thanks h1{max-width:760px;font-size:clamp(38px,5vw,62px)}.review-thanks>p:not(.overline){max-width:660px;color:var(--muted);line-height:1.65}.review-thanks .primary-button{margin-top:18px}.review-thanks small{margin-top:18px;color:var(--muted)}@media(max-width:880px){.calculator-teaser{margin:-25px 24px 76px;padding:40px;grid-template-columns:1fr;gap:38px}.cost-gap-preview{max-width:610px}.calculator-workspace{grid-template-columns:1fr;max-width:760px}.calculator-results{min-height:0;position:static}.calculator-placeholder{min-height:440px}.calculator-explainer-grid{grid-template-columns:1fr;max-width:680px}.calculator-explainer article{min-height:0}.calculator-faq{grid-template-columns:1fr;gap:35px}}@media(max-width:580px){.calculator-teaser{margin:-20px 14px 62px;padding:31px 22px}.cost-gap-preview{padding:20px}.calculator-hero{min-height:500px;padding:66px 20px 105px}.calculator-hero h1{font-size:43px}.calculator-hero>div>p:not(.overline){font-size:14px}.calculator-assurances{display:grid;gap:10px}.calculator-workspace{width:calc(100% - 24px);margin-top:-55px;margin-bottom:64px;gap:18px}.calculator-form{padding:31px 20px 28px}.cost-field-grid{grid-template-columns:1fr}.calculator-form-actions{align-items:stretch;flex-direction:column}.calculator-form-actions .primary-button{width:100%}.calculator-reset{align-self:center}.calculator-results{padding:29px 21px}.calculator-placeholder{min-height:390px}.placeholder-equation{grid-template-columns:1fr}.placeholder-equation b{text-align:center}.payment-gap{grid-template-columns:1fr}.payment-gap>span{text-align:center}.result-metrics{grid-template-columns:1fr}.calculator-explainer,.calculator-faq{padding:68px 20px}}@media(max-width:880px){nav{display:none}.site-header{height:64px;gap:12px}.header-checklist-cta{display:none}.mobile-review-cta{display:inline-flex;margin-left:auto;min-height:36px;padding:0 11px}.hero{min-height:590px}.hero-inner{padding:80px 28px 48px;min-height:526px}.toolkit-ribbon{margin:55px 0;border-radius:0;grid-template-columns:160px 1fr;padding:24px 28px}.ribbon-buy{grid-column:1/-1;border-left:0;border-top:1px solid rgb(255 255 255 / .2);padding:15px 0 0;display:grid;grid-template-columns:auto 1fr;gap:2px 15px;align-items:center}.ribbon-buy .outline-button{grid-column:1/-1}.roadmap-grid{grid-template-columns:repeat(3,1fr);row-gap:38px}.roadmap-grid li:after{display:none}.guide-section,.why-section,.shortlist-section{grid-template-columns:1fr}.guide-visual{min-height:350px;order:-1}.guide-copy{padding:55px 30px}.why-section{gap:45px;padding:70px 30px}.shortlist-section{gap:34px;padding:65px 30px}footer{grid-template-columns:1fr 1fr}.review-hero{grid-template-columns:1fr;padding:68px 30px}.review-offer-card{max-width:620px}.review-process ol{grid-template-columns:1fr;max-width:650px}.review-process li{min-height:0}.sample-report-proof{grid-template-columns:1fr;max-width:650px}.sample-report-cover{min-height:330px;box-shadow:0 18px 35px #00000029}.review-scope{grid-template-columns:1fr;gap:35px}.review-policy{grid-template-columns:1fr;gap:18px}.review-final-cta{align-items:flex-start;flex-direction:column}}@media(max-width:580px){.site-header{padding:0 14px}.brand{font-size:11px;gap:7px}.brand img{height:27px;width:27px}.mobile-review-cta{font-size:10px;padding:0 9px}.hero{min-height:565px}h1{font-size:43px}.hero-copy>p{font-size:14px}.hero-secondary-link{font-size:11px;line-height:1.45}.hero-assurances{gap:12px;font-size:10px}.toolkit-ribbon{grid-template-columns:1fr;text-align:center}.toolkit-ribbon img{max-height:180px}.tick-list.compact{justify-content:center}.ribbon-buy{text-align:left}.roadmap-section{padding:70px 20px}.roadmap-grid{grid-template-columns:1fr 1fr;margin:38px auto}.roadmap-grid li:last-child{grid-column:1/-1;max-width:210px;margin:0 auto}.roadmap-picker{grid-template-columns:1fr;padding:26px 0}.offer-panel{padding:26px 22px}.offer-button{width:100%;text-align:center}.faq-grid{grid-template-columns:1fr}.closing-cta{align-items:flex-start;flex-direction:column}footer{grid-template-columns:1fr}.analytics-consent{bottom:10px;align-items:stretch;flex-direction:column;gap:14px;padding:17px}.analytics-consent-actions{display:grid;grid-template-columns:1fr 1fr}.analytics-consent-actions button{width:100%}.checkout-sandbox-banner{margin:14px 12px;align-items:flex-start}.review-hero{padding:60px 20px}.review-hero h1{font-size:42px}.review-hero-copy>p:not(.overline){font-size:14px}.review-hero-actions{align-items:flex-start;flex-direction:column}.review-reassurances{display:grid;gap:10px}.review-offer-card{padding:27px 22px}.review-process{padding:68px 20px}.review-process li{padding:27px 23px}.review-sample{padding:68px 20px}.sample-report-cover{min-height:310px;padding:24px}.sample-report-brand{margin-bottom:35px}.sample-report-cover>strong{font-size:31px}.sample-report-copy{padding:29px 23px}.sample-report-copy .tick-list{justify-content:flex-start}.sample-report-button{width:100%;text-align:center}.table-scroll-note{display:block}.review-scope{padding:68px 20px}.scope-columns{grid-template-columns:1fr}.review-policy{padding:55px 20px}.review-final-cta{padding:58px 20px}.review-final-cta h2{font-size:31px}}@media(max-width:580px){.review-sample-actions{display:grid;grid-template-columns:1fr}.sample-request-button{width:100%;justify-content:center;text-align:center}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media(max-width:880px){.hero:after{background:linear-gradient(90deg,#061d2df2,#061d2dba 65%,#061d2d80)}.hero>.hero-backdrop img{object-position:67% center}}
